Yes! You Can Buy a Home

With a Reverse Mortgage


The rules surrounding reverse mortgages, or HECM (Home Equity Conversion Mortgage), may be a lot different than you remember. Now is a great time to take advantage of getting the home of your dreams and live your happiest years without a mortgage payment.


Logo for Yes You can buy a home with a reverse mortgage

Yes! You Can Buy a Home

With a Reverse Mortgage

The rules surrounding reverse mortgages, or HECM (Home Equity Conversion Mortgage), may be a lot different than you remember. Now is a great time to take advantage of getting the home of your dreams and live your happiest years without a mortgage payment.

What are the top 5 things to know about a HECM? Take a look below:

What are the top 5 things to know about a HECM? Take a look below:

01

Who it's For

You must be 62 years of age or older to qualify for the HECM.

02

No Mortgage Payments

No more mortgage payments for the rest of your life in that residence

01

Who it's For

You must be 62 years of age or older to qualify for the HECM.

02

No Mortgage Payments

No more mortgage payments for the rest of your life in that residence

03

The Equity Remains Yours

This is where a common misconception of reverse mortgages comes from. Your property passes to heirs with no debt obligations on it.

04

Purchase A Dream Home

Through the power of the HECM, YES you CAN get the home of your dreams and have no mortgage! See an example below.

03

The Equity Remains Yours

This is where a common misconception of reverse mortgages comes from. Your property passes to heirs with no debt obligations on it.

04

Purchase A Dream Home

Through the power of the HECM, YES you CAN get the home of your dreams and have no mortgage! See an example below.

05

Counseling Required

As part of the HECM program, counseling with a third party HECM specialist is a requirement that must be completed to qualify.

05

Counseling Required

As part of the HECM program, counseling with a third party HECM specialist is a requirement that must be completed to qualify.

Ready to Start? Let's Go

A Sell and Buy Story

Their original family home.

A Sell and Buy Story

Here is an example of how a couple (we'll call them Cindy and Bob) used the HECM program to buy a new single-story home and have no mortgage payment.

Their new single story home

Here's how the process could work for you to live your best life!

How It Works for You!

  • Sell Your Home

    Cindy and Bob sell their original residence for $650,000.  

    List Item 1
  • Apply the HECM program

    On advisement from their reverse mortgage team at YES You Can, Bob and Cindy are able to purchase a $700,000 home.  With a HECM, $461,300 down allows them to not utilize all of their cash.

  • Find Your Dream Home

    Finding their dream home in a gated community, they now have NO mortgage, and can save and invest $188,700

  • HOA, Mello Roos & Property Tax Remain

    Bob and Cindy understand they will still have HOA dues, Mello Roos and Property Taxes to pay of $1,160 a month

    List Item 4
  • Living Your Best Life!

    Bob and Cindy have eliminated worries of carrying a mortgage any longer.  They have expendable investments now that ensure they can vacation, spend time with family, and live their best lives!

  • Program Notes

    Above figures are based on ages 62-69, and fees are not included as they can vary.

Let's Connect And Help You

Eliminate Mortgage

Purchase a Home

Keep your Equity

Live Your Best!

We Care About the Quality of Your Life

We understand the perceptions of reverse mortgages you may have come across. We are happy to answer any questions and show you why we believe a HECM to be a strong option in today's market environment as a tool that can improve your life.

We partner with financial institutions to help spread understanding and confidence in how the program's design can actually improve your wealth position. Let's get together and see if we can help you.

The easy way to start? Reach out to us!

an elderly asian couple standing in front of shrubbery and smiling

Let's meet & see if HECM (reverse mortgage) is right for you!

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